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Kent County Chapter 7 Bankruptcy Lawyer

Discuss your debt with a Ch 7 Bankruptcy Attorney in West Warwick

Many good people find themselves unable to keep up with expenses, afraid of losing their home, car, or other property. It can feel like there is no way out as credit card bills, medical payments, and other debts pile up. But with the right legal process, there is a way to get back on your feet—and very soon. Chapter 7 bankruptcy could be that solution, erasing unsecured debts in just a few months.

As a Kent County bankruptcy attorney, I can help you discover the best route to a fresh financial start. My name is Steven Hart, and I have over 20 years of experience to pour into your case. Whether you pursue Chapter 7 bankruptcy, Chapter 13 relief, or an alternative form of debt relief, I can provide the personalized and trustworthy counsel you deserve. I work hard on behalf of my clients to get them results. Don't hesitate to take your first step to a stronger financial future.

Schedule your free consultation at my Kent County firm today!

Am I Eligible to File for Chapter 7 Bankruptcy in Kent County?

Chapter 7 is a form of debt relief available to both individuals and many types of businesses.

To qualify for the Chapter 7:

  • You must pass the means test. Your average income must be less than the median income of a similar household in your state. For example, the median annual income for a household of 4 in Rhode Island is $102,967.
  • You must not have filed a Ch 7 bankruptcy in the past 8 years, otherwise you will have to wait to file a new bankruptcy.

If you are eligible for Chapter 7 bankruptcy, then the automatic stay will go into place for as long as the bankruptcy process lasts.

What are the benefits of bankruptcy's automatic stay?

  • Creditor and collectors must stop contacting you
  • Foreclosure proceedings must pause
  • Car and other property repossession must come to a stop
  • Most wage garnishments have to end

Beyond these short-term benefits of Chapter 7 bankruptcy, this could effectively eliminate your unsecured debts, such as credit card and medical bills. You could have a clean slate to start immediately rebuilding your credit! Find out if Chapter 7 bankruptcy is the right form of debt relief for you when you contact the Kent County bankruptcy law firm, the Law Office of Steven J. Hart.

Call (888) 701-0919 now to contact a Kent County Chapter 7 bankruptcy attorney ! There is no charge for an initial consultation.

Why Choose Us?

  • I take a personalized legal approach

  • I meet individually with each client

  • I have over 20 years of experience

  • I handle a variety of legal matters

  • I offer free initial case consultations

  • I keep my clients in the loop every step of the way